Celcoin

Celcoin is a Brazilian provider of financial infrastructure for banking, credit and payment products. It delivers its services through APIs, including Banking-as-a-Service, and has published developer resources for integrators.

What Celcoin offers

The company lists BaaS, payments, credit infrastructure and an API layer. Pix is the payment channel named in the profile, so Celcoin's clients can build Brazilian instant-payment flows on top of its platform. Celcoin states that its target segments are fintech companies, banks and other financial institutions, businesses and enterprises, and software platforms.

How to read the offer

Celcoin is described as a regulated fintech platform and infrastructure supplier. It should not be treated as a source of bank deposits for every product, and it should not be assumed to hold all the BINs used by programmes built on its rails. The segments above are published targets rather than a guarantee that any applicant will be accepted.

Who it suits

The platform suits fintechs, banks and software companies in Brazil that want to launch accounts, payments or lending products without building the underlying infrastructure. Pricing, programme conditions and technical limits are not given in the profile and should be discussed with the company.