BankUnited

BankUnited, N.A. offers three business checking accounts in the United States: Primary Business Checking, Business Express Checking and Commercial Analysis Checking.

Packages and fees

The basic packages include a Visa Business debit card, online banking and either 150 or 300 transactions. Published monthly fees are USD 12 for Primary, USD 20 for Express and USD 20 for Analysis, with conditions for waiver or offset depending on the account. Analysis Checking uses an earnings credit to offset service charges, which suits businesses that keep larger balances. An opening deposit of USD 100 is stated.

Deposit insurance

The institution discloses FDIC membership; statutory coverage limits, ownership categories and eligibility apply.

Who it suits

US small and mid-sized businesses choosing between a low-cost package with a transaction allowance and an analysed account where balances reduce charges. The source does not describe acquiring, international payments or foreign-currency accounts, so companies with those needs should check them separately. Details of fee waivers and per-item charges beyond the allowance should be requested from the bank before opening an account.