Layered Defense for ACH Risk Mitigation: Managing Risk Before Payments Begin

Certos, the Early Warning brand, and Nacha host this live Zoom webinar on 22 October 2026, starting at 1:00 PM Eastern time.

For ACH originators, risk can enter the workflow before a payment is sent. Stolen or misused account information, synthetic identity fraud, unauthorised debits and misdirected payments push organisations to validate account details earlier and apply stronger controls. The discussion covers how account validation, account and transaction risk indicators and policy-based controls can strengthen outbound payment and ACH debit workflows before payments are initiated.

Key takeaways: understanding the account-related fraud risks ACH originators face today; how layered controls evaluate risk before initiation; how account validation supports ownership and status checks before funds leave; ways to reduce unauthorised debits and misdirected payments; and practical next steps for stronger origination controls.

Who should attend

Payout platforms, payroll and billing providers, lenders and fintechs originating ACH credits or debits, plus bank treasury and risk teams supporting them. The ACH risk webinar is free; registration through Zoom is required.