개요
Toku is a payment orchestration platform for large businesses in Latin America. It handles corporate payment collection, manages recurring debits and automates reconciliation of incoming funds.
Methods
- bank cards;
- recurring bank debits PAC and PAT, Chilean autopay schemes where the customer authorises charges to a bank account (PAC) or a card (PAT) once;
- online payments.
Who it serves
- large enterprises with heavy recurring billing, such as utilities, insurers and telecoms;
- membership and subscription services: clubs, education platforms, fitness.
Orchestration here means the platform picks the collection channel, retries failed attempts and consolidates results into one report. For a company with thousands of monthly payments this cuts missed payments and manual work in finance.
Coverage
- Chile;
- Mexico;
- Brazil.
Terms
Pricing and integration format are not disclosed. For corporate clients they are usually calculated around recurring payment volume and the methods required.
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