개요
Smart Payment Services is a payment processor from Mexico. The company aggregates offline and online acceptance, routes transactions smartly, stores card data as tokens, screens out fraud and provides reporting.
Methods and channels
- bank cards;
- e-wallets;
- QR payments;
- recurring payments;
- instalments.
Instalments let a buyer split an expensive purchase into several payments, which helps shops selling electronics, furniture and other high-ticket goods. Recurring payments serve subscriptions and services billed monthly.
Technology
Smart routing sends each payment through the acquirer with the better approval odds or lower cost. Tokenisation lets a merchant charge a customer again without storing the card number. Fraud screening and reporting live in the same flow, which makes reconciliation easier.
Who and where
The company has a dedicated offer for large retail chains. Coverage is Mexico. Pricing and onboarding times are not published and are set according to volume and the channels you need.
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