개요
Ozow is a South African platform for automated instant bank-to-bank payments, covering Automated EFT, account-to-account transfers and P2P. It was founded in 2014, with offices in Cape Town and Johannesburg.
Products - Instant EFT, where the shopper approves the payment in their own online banking without entering card details. - Ozow Payouts, for customer refunds or partner settlements. - Ozow.ME, a P2P app. - QR codes and SMS or WhatsApp payment links. - Smart routing.
Why pay by bank The shopper needs no card: access to their online banking is enough, and money is debited straight from the account. In South Africa, where many customers actively use online banking, it is a convenient alternative to cards.
Markets and clients The operating market is South Africa, with Africa as the stated wider geography. Target verticals are iGaming, betting, e-commerce, retail, telecom and utilities. The company states that it handles a large share of local bank deposits and payouts.
Pricing Pricing is a per-transaction fee. Current rates are not detailed publicly: the company keeps an archived pricing page and a separate sales enquiry form, and quotes terms based on turnover, industry and products.
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