개요
MONEI is a Spanish payment institution founded in 2019 and based in Málaga, with an office in Barcelona. It accepts online and in-person payments and describes its product as dynamic payment pages, QR checkout and real-time multi-acquirer routing.
Products - Hosted checkout with Apple Pay, Google Pay, PayPal and Bizum. - Tap to Phone and MONEI Pay QR for in-person payments. - SEPA Request-to-Pay infrastructure; SEPA Direct Debit is marked beta on the website. - Dynamic acquirer routing, which lets several Spanish and European banks sit behind one checkout.
Licensing The operating entity is MONEI DIGITAL PAYMENTS SL, registered with the Bank of Spain as a payment institution under number 6911. Merchant funds are held in omnibus safeguarding accounts at regulated financial institutions. The company also notes participation in the ECB digital euro sandbox.
Markets and pricing Stated geography is Spain, the European Union and the United Kingdom, for e-commerce, retail, restaurants and travel. Pricing is a fixed per-transaction fee plus a subscription. Developer documentation is at docs.monei.com.
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