개요
Matrix Payment is a P2P processing service operating on the Russian route since 2024. Its main traffic is currency exchangers, and the acceptance method is BT.
Rates
- Pay-in — 9.5% (the base rate).
- Payout — 2.5%.
- Minimum payment — 1,000 RUB.
The exchange rate is based on Rapira, so the platform's spread should be factored into the real cost.
Onboarding terms
- Launch takes 1–3 days.
- No KYC is required from the merchant.
- Traffic profile: exchangers; other verticals are not mentioned.
What to know
The team's own website and legal entity are not disclosed. Before routing volume, agree on a trial period, daily limits, payout schedule and how disputed or stuck payments are handled. The pay-in rate is noticeably higher than at card PSPs, which is typical for P2P setups, so the service mainly suits exchangers that need ruble collections without classic acquiring.
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