개요
Hang Seng Bank is a Hong Kong bank, operating as Hang Seng Bank Limited, that provides merchant acquiring directly, without an aggregator in between. It offers merchants terminal-supported acceptance of Visa, Mastercard, UnionPay, JCB and Octopus.
Methods - bank cards on the four international and domestic networks above; - Octopus, a contactless prepaid card used in Hong Kong for transport, shops, cafes and vending machines. For retail and food service it is one of the most common ways to make small payments in the city.
Settlement The bank consolidates takings and reports across outlets. According to the provider, crediting is processed on business days, while weekend and holiday transactions are handled on the next business day.
Benefits of bank acquiring When a bank is the acquirer, revenue is credited to a current account at the same institution, and one relationship manager covers both the account and payment acceptance. This suits businesses that already bank there or plan to open an account.
What to clarify Acquiring rates, terminal costs and merchant requirements are not published; terms differ by entity and market. The bank usually sets them by turnover and business profile, and a current account with the bank is often required. The service covers Hong Kong.
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