개요
FastoPayments opens merchant accounts for higher-risk merchants and connects them to online, POS and mobile payment methods. Its main markets are the UK and the EU, and it also states international coverage.
Methods
- bank cards;
- Apple Pay and Google Pay;
- Faster Payments, the UK's instant bank transfer system.
Channels
- online payments on a website;
- POS terminals at points of sale;
- mobile payments.
High-risk focus
The company names higher-risk merchants as its core audience: businesses that banks often turn down because of their industry, high refund rates or sales model. A merchant account is the agreement that lets a business accept cards. Whether a specific business can be onboarded is decided after review, so prepare a product description, processing history and chargeback ratio in advance.
Terms
Rates, reserves and payout times are not published. For high-risk merchants these typically depend on the industry and the merchant's history and are set individually.
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