개요
expressPay is a payment platform in Ghana covering payment acceptance, bill payments, transfers and bulk payouts. Businesses pick the channel that fits their model, from an API integration to an Android POS terminal.
Methods
- bank cards;
- mobile money, payment from mobile wallets and the most common way to pay in Ghana;
- bank transfers;
- QR codes and NFC;
- USSD, paying with short codes from any phone without internet.
Channels
- API for websites and apps;
- Android POS terminals for shops;
- QR for scan-to-pay;
- USSD for customers with feature phones;
- a mobile app.
Payouts and bills
Beyond acceptance, the platform runs bulk payouts such as salaries, agent commissions or refunds, and takes bill payments. Incoming and outgoing payments can therefore stay with one provider.
Legal entity
The operator is Expresspay Ghana LTD, listed by the Bank of Ghana as a PSP Enhanced institution. Pricing is discussed when you connect.
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