개요
ESPAY is a payment gateway operating in Indonesia. It links a merchant's website or app to the country's payment infrastructure, so there is no need for separate agreements with every bank and payment system.
What a gateway provides
A payment gateway is the technical intermediary between a shop and payment systems. It receives the order data, sends the customer to pay, gets the confirmation and reports the result back to the shop. For a business that means one integration instead of many and a single report for all incoming funds.
The market
Indonesia is the largest economy in Southeast Asia, with fast-growing e-commerce. Shoppers there use a variety of payment methods, so a business entering the market needs a local partner that knows the infrastructure and the rules.
What to ask when connecting
The company does not publish its method list, pricing or settlement schedule. Before applying, prepare a few questions:
- which payment methods customers can use;
- what the fee is and how often payouts happen;
- whether a local business registration is required;
- which integration options are offered.
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