개요
CHIP is a payment provider and merchant acquirer based in Malaysia. The company appears in the Bank Negara Malaysia directory of financial service providers as a non-bank merchant acquirer, which means it can onboard merchants for payment acceptance directly.
What this means for a business
Merchant acquiring is the service in which a provider takes payments from a store's customers and passes the proceeds to the seller's account. A non-bank acquirer is usually quicker to onboard online projects and small businesses than a traditional bank, and it is itself the contracting party for the merchant.
Coverage
The company works in Malaysia. It suits businesses registered in the country or selling to Malaysian buyers that want a local acquirer supervised by the central bank.
Legal entity and terms
The operator is Chip In Sdn Bhd. Payment methods, rates and payout timing are not disclosed publicly; they are quoted during the onboarding application based on the business profile.
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