The Co-operative Bank

The Co-operative Bank p.l.c. is a British bank regulated by the Prudential Regulation Authority and the Financial Conduct Authority (company number 00990937, register number 121885), based at 1 Balloon Street, Manchester M4 4BE. It serves businesses of different sizes and offers separate banking for community organisations.

Accounts and services The bank offers business current accounts and community accounts. Online and mobile banking, overdrafts, business cards and payment acceptance are available, along with specialised products for charities, co-operatives and community interest companies.

Services in short Business current accounts, mobile banking, business cards and overdrafts are the listed services, and the stated client type is businesses.

What to clarify Fees, eligibility rules for each product, interest rates on overdrafts and onboarding documents are not in the available facts. Organisations in the social sector should ask which product matches their legal form.

Who it suits UK businesses that want a mainstream current account with credit options, and charities, co-operatives and community interest companies that look for a bank with products designed for their legal structures. The mention of payment acceptance means merchants can ask about it, but details are not given.