ZEN.COM

ZEN.COM offers businesses a multi-currency account in 35 currencies, an IBAN and payment acceptance for e-commerce. Beyond transfers and cards, the platform promotes BIN sponsorship and virtual credit cards. The serving entity depends on the jurisdiction.

Licensing and entities

The group operates through Lithuanian, UK and Singapore companies. The Lithuanian entity is registered under company number 304749651 and holds EMI authorisation LB000457 from the Bank of Lithuania. The UK entity is company number 13953648 and holds an EMI authorisation from the FCA, number 1000019. The Singapore entity has UEN 201829417D and holds a Major Payment Institution status regulated by the Monetary Authority of Singapore. The offices are in Vilnius, London and Singapore.

Services

The listed services are a 35-currency business account, IBAN, payment acceptance, cards, BIN sponsorship and virtual credit cards. The company publishes documentation for payment links in its merchant panel, which e-commerce sellers can use to take payments without a full integration.

Who it suits

The list of eligible countries of incorporation is shown in the application form, so a company should check it there before applying. Fees, limits and the choice of entity for a specific business should be confirmed with the provider.