Netbank

Netbank is a Philippine bank that gives fintechs and payment companies access to regulated banking infrastructure. It operates through the legal entity Netbank (A Rural Bank) Inc and is a licensed bank rather than an e-money issuer.

Services

The bank lists Banking-as-a-Service (BaaS), accounts, local collections, disbursements and cross-border payments. In practice this means a partner can build a product on the bank's licence and rails instead of obtaining its own banking permission.

Who it suits

The published target segments are fintech companies and businesses or enterprises, with a clear focus on payment firms that need a licensed Philippine partner. This is a statement of focus, not a guarantee that any applicant is eligible.

Onboarding

Programme terms and the connection of fintech partners are considered individually and are separate from ordinary account opening. Companies planning a collections or disbursement flow in the Philippines should therefore ask Netbank about programme structure, limits and due-diligence requirements before committing to a launch date.