Lloyds Bank Cardnet

Lloyds Bank Cardnet is the merchant-acquiring offering of Lloyds Bank plc in the United Kingdom, listed alongside the bank's business account. The legal entity is Lloyds Bank plc, with its address at 25 Gresham Street, London EC2V 7HN.

Acquiring and POS The services named are merchant acquiring and point-of-sale terminals for businesses. The published data does not give card schemes, rates or settlement times for acquiring, and terms differ by legal entity and market, so those details have to be requested from the bank.

Business account Lloyds also offers a Business Account for new and existing companies, managed digitally and open to directors, accountants and staff. According to the bank, it supports UK and international payments, cheques, receipt capture and bookkeeping tools. Pairing the account with acquiring lets a business keep settlement and day-to-day banking at one provider.

Eligibility Eligible company countries, residency rules, onboarding documents and deposit protection are set separately for each legal entity and market. A company applying should check which entity it will contract with and read the applicable terms in full.

Who it suits The offer suits UK businesses that prefer a high-street bank for both accounts and card acceptance, and want a single contract covering banking and POS.