개요
Cathay Bank is a bank offering business checking and treasury services to commercial clients. Its business accounts include Advanced Business Checking, Commercial Analysis Checking and Business Interest Checking.
Accounts and services
The three checking products cover different needs: Advanced Business Checking for regular operations, Commercial Analysis Checking for accounts with analysed activity, and Business Interest Checking for balances that earn interest. Customers use online banking, transfer funds and pay bills electronically. The bank also lists treasury management for larger companies.
Deposit protection
The bank states FDIC protection within applicable limits. The coverage is limited to deposits held at Cathay Bank's US domestic branches; deposits at the Hong Kong branch are not FDIC-insured, which matters for businesses choosing where to open an account.
Who it suits
The offer suits US commercial customers that want a conventional checking account with online banking and bill payment, and companies that need treasury management as they grow. Fees, minimum balances and account-opening requirements are not given in the profile and should be confirmed with the bank.
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