BBVA Spain

BBVA Spain, operated by Banco Bilbao Vizcaya Argentaria, S.A. from Plaza San Nicolás 4 in Bilbao, offers merchant acquiring, POS and business accounts to Spanish companies. For newly acquired clients, the bank advertises the Cuentas Bienvenida range.

Accounts for new clients

Cuentas Bienvenida are intended for self-employed workers, small businesses and companies joining the bank. They are built for everyday settlements and digital management, with support from specialised managers. This combination of a self-service digital interface and a named manager is the main selling point described by the bank.

Acquiring and POS

The service list also includes merchant acquiring and point-of-sale solutions. Card networks, fees, settlement timing and eligibility are not stated in the source material, so a merchant should ask for the tariff and the terminal agreement when comparing the bank with other Spanish acquirers.

Who it suits

Freelancers, shops and small companies in Spain that want to open an operating account and set up card acceptance at one bank, with a manager to turn to. Clients are businesses; the offer is not aimed at private customers. Welcome conditions may apply only to new clients, so check their duration.