Banregio

Banregio is a Mexican bank whose Naranja Negocios Full account is designed for business settlements without a minimum opening deposit. A second variant, Naranja Negocios Flex, is also listed. Accounts are held in Mexican pesos.

What is included

The Full package includes online banking, 25 cheques and 100 SPEI transfers per month. SPEI is Mexico's interbank payment system, so the allowance covers a considerable share of everyday domestic transfers for a small company. Usage beyond the package and other operations are charged under the tariff.

Services

The bank lists business bank accounts as its service and addresses the offer to businesses. Acquiring, cards and foreign-currency functions are not described in the source material.

Who it suits

Mexican companies that pay suppliers and staff by SPEI and by cheque in predictable monthly volumes, and want a defined package instead of per-operation pricing. Companies that expect to exceed the allowance, or need the Flex variant, should compare the two tariffs and ask what the excess operations cost before opening the account.