परिचय
Yape is a payment system founded in 2016 and operating in Peru and Bolivia. It supports bank transfers and Visa card payments, with settlement in US dollars and Peruvian soles (PEN).
Methods and currencies
- bank transfer, for moving money to and from a bank account;
- Visa cards;
- currencies: USD and PEN.
Fees
Deposits and withdrawals are listed at 0% in both directions. For users who regularly move money between a bank account and the wallet, that is a noticeable saving. Confirm the rates for your specific scenario when you onboard.
Coverage
The core market is Peru, with Bolivia also listed. The service targets local users and businesses that take payments in soles and dollars.
Legal entity
The operator is Banco de Crédito del Perú, a Peruvian bank. The payment system therefore runs inside a bank rather than as a stand-alone non-bank startup.
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