परिचय
Paykit is a Kenyan payment platform for merchant collections, bulk payouts, fundraising and reconciliation. The company is licensed by the Central Bank of Kenya for mobile money and merchant payment processing, with its first licence issued in December 2024.
Methods
- M-Pesa STK Push, where the customer receives a payment prompt on their phone and only enters a PIN;
- payouts to M-Pesa wallets;
- bank transfers through PesaLink, Kenya's instant interbank payment system;
- an internal e-wallet.
B2C payout pricing
- KES 1–100: free;
- KES 101–500: KES 7;
- KES 501–1,500: KES 10;
- KES 1,501–5,000: KES 20;
- KES 5,001–20,000: KES 30;
- KES 20,001–250,000: KES 50.
A flat fee per band works well for bulk payouts of moderate size such as wages, bonuses and courier payments.
Onboarding
KYC is required. Applications go through field agents or support, and review usually takes up to 24 hours. You can work via the API, the merchant web portal or the mobile app.
Legal entity
The operator is Paykit Kenya Limited, Kenya.
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