परिचय
PayChangu is a PSP and payment gateway operating in Malawi. It gives businesses three tools: online payment acceptance, card terminals and POS systems for physical locations.
Who it serves
- restaurants and cafes;
- retail shops;
- beauty salons;
- service businesses.
All of these take payments in person, so terminals and POS are the main channel. Online acceptance adds the option to sell through a website, take deposits for bookings or accept payment by link.
Why a local provider helps
Malawi is a small market where international payment companies have a limited presence. A local gateway lets small businesses accept cards without contracts with foreign acquirers and receive money into a local account.
What is included
- online payments for websites and apps;
- card terminals;
- POS for sales tracking and checkout payments.
Terms
PayChangu does not publish terminal costs, transaction rates or settlement times. These are confirmed on application based on business type and expected volume.
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