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Currencycloud is a cloud B2B platform for embedded cross-border accounts, currency conversion and local or SWIFT settlement. It was founded in 2012, is headquartered in London and is described as part of Visa.

Products - Currencycloud Spark: multi-currency vIBANs; - a real-time FX API covering 35+ currencies; - local and SWIFT collections and payouts; - payment collection and international payouts through the API.

A developer portal documents conversions, payment routes, beneficiaries and currency restrictions. The company states coverage of 180+ countries. Target clients are fintechs, neobanks, payment providers, banks, brokers and remittance firms.

Fuse partner programme Fuse is a joint growth programme for payment companies and technology partners, including software and platform developers. Members develop cross-border payments together with the company, build integrations between their products and its infrastructure and serve shared clients. This is technology partnership rather than a one-off referral scheme, and it suits teams that want to add international transfers without creating the infrastructure from scratch.

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