
परिचय
Bao Kim is a payment gateway operating in Vietnam. It gives online businesses three ways to collect payments from shoppers: cards, QR codes and deferred payment.
Methods
- bank cards, the baseline for online payments;
- QR, where the shopper scans a code in a banking app and confirms the payment without entering details;
- BNPL, buy now, pay later: the purchase is made right away and paid for later.
QR payments are widespread in Vietnam, so for a local store this method often matters as much as cards. BNPL helps sell high-ticket items when buyers are not ready to pay the full amount at once.
Who it suits
- online stores and marketplaces with customers in Vietnam;
- digital goods and subscription services;
- foreign companies entering the Vietnamese market and looking for local payment methods.
Geography
The gateway covers Vietnam.
Terms
Per-method pricing, settlement timing and merchant requirements are not published on the card. The provider shares them during application review, based on product category and expected volume.
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