परिचय
BANDANA is a P2P processing service that started operating in 2026 and handles payments in Kazakhstan. It offers two methods: local collection and cross-border transfers.
How P2P processing works
In a P2P setup the customer's payment goes through as a person-to-person transfer to a card or account, and the provider aggregates these receipts and settles with the merchant. It is used where direct acquiring is not available for a project.
Rates
- base rate from 8%;
- local method in Kazakhstan: 8%;
- cross-border method: 5%.
The final rate depends on the method chosen and the transaction amount.
Onboarding
- timeline: 1–3 days;
- no KYC required for the merchant;
- accepted traffic: arbitrage and cascade.
Skipping KYC speeds up the start but also means fewer formal guarantees on both sides, so it makes sense to begin with small volumes.
What to keep in mind
BANDANA's own website and legal entity are not publicly disclosed, and the service is very new. Before routing traffic, ask the team to confirm the terms and agree a test period.
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