Тот самый 115-ФЗ

An author channel by Sergey Yudakov about living under Russia's anti-money-laundering law 115-FZ. It explains how banks flag clients, how blocks are lifted and what new Central Bank rules mean, and offers consultations via a bot.

Covers bank account blocks and AML rules under 115-FZ and 161-FZ that directly hit cards and accounts used in P2P processing.

Format: a Telegram channel, a website; published in Russian; main geography: Russia. The Telegram channel showed about 26 700 subscribers at the time of review. Last post checked: 2026-10-27. Useful for payment providers, processing teams and high-risk merchants who need market context for this region or vertical. Access is open to anyone. Commercial options seen on the source include sponsored posts; check terms with the editors before booking. Before acting on any information or offer published there, verify counterparties independently.