Fintech Wrap Up

The Fintech Wrap Up newsletter is a Substack by Sam Boboev on payments, embedded finance, digital banking, BaaS and stablecoins, with more than 19,000 subscribers listed on its home page. Posts follow a fixed rhythm of Reports, Deep Dives and interviews.

Deep dives and reports

Recent deep dives took apart Ant International's Agentic Mobile Protocol, the Personal Agent Protocol for agentic commerce (11 October) and how Stripe's product stack changed over five years, covering acquisitions, AI monetisation and stablecoin infrastructure (4 October). The Reports issue of 14 October, a 35-minute audio episode, covered the Evident AI Index for Banks, euro stablecoins and stablecoin cards.

Interviews

Guests are executives rather than analysts: Jordan Sinclair, president of Robinhood UK, on whether AI agents will replace human traders (16 October), and Suresh Balaji, CMO of Lloyds Banking Group, on how the UK's largest banking group approaches the AI race (9 October).

Posts are in English and a good part sits behind a paywall. For PSP strategists, bank product teams and anyone watching how agents and stablecoins change checkout, the free previews already show the angle.