FinTech Scotland

FinTech Scotland is a strategic cluster management organisation set up in 2018, with the mission of driving financial inclusion through fintech innovation and collaboration. It counts more than 250 fintech firms of all sizes, with interest in WealthTech, InsureTech, RegTech, AI, blockchain and open finance. It is registered as SC148048 at the University of Edinburgh.

Programmes

Growth and acceleration support, strategic partnerships with industry, global networking, and research and innovation initiatives: the Financial Regulation Lab, the Finance and Health Lab and Partners Innovation Labs.

News and events

Recent items include a LayawayGo article on retail shopping (15 October 2026), a Digital Trust Centre report on digital assets and tokenisation strategy (6 October) and a Zumo and Zeyro partnership for crypto market compliance (24 September). Upcoming are the Northern FinTech Summit on 21 October, an Agent Building Workshop on 28 October, and an international online conference on risk and financial management, 2 to 4 November. The FinTech Scotland Festival 2026 drew more than 1,500 attendees across 21 events.

For payments readers

The labs and the member list help UK-focused PSPs and banks find Scottish partners, pilots and regulatory sandboxes.