European Digital Finance Association (EDFA)

The European Digital Finance Association (EDFA) is a network of national and specialist fintech associations working on EU digital finance policy. Its stated aims are global competitiveness for European fintechs, a digital single market for financial services, innovation-friendly regulation and an open data ecosystem.

Who is in it Members are fintech associations from Spain, the Czech Republic, Germany, Estonia, Hungary, Belgium, Bulgaria, Latvia, the Netherlands, France, Lithuania, Norway, Italy, Poland, Romania and Sweden. Finance Innovation, the Türkiye Fintech Association and UAFIC take part as affiliated ecosystems.

Recent activity EDFA ran the first thematic Fintech Visits 2.0 session with DG FISMA on AI in financial services on 29 September 2026. On 23 September, Bridging Borders #2 in Paris brought fintechs and supervisors together on the gap between the passport and practice. The Supervisory Board met in Paris on 24 September, and on 8 September EDFA signed an industry recommendation on larger-scale volumes under the DLT Pilot Regime. It also published a position paper on PSD3 and PSR.

For PSPs and EMIs, EDFA is a quick way to see what the fintech side tells Brussels and where passporting problems are raised.