Yapily

Yapily provides pure API infrastructure for Open Banking, in white-label or headless form, for direct account-to-account (A2A/H2H) payments and data verification. Founded in 2017, it is based in London.

Products The company lists a Headless A2A Payments API, Bulk Payouts, Variable Recurring Payments, KYB Account Check and connections to more than 2,000 banks. Variable recurring payments let a customer authorise a flexible mandate, which suits subscriptions and top-ups without card details.

Customisation Yapily states that the user journey can be fully customised, with no redirect to another brand. In a headless model the customer builds the interface, and Yapily supplies the connectivity underneath.

Coverage Stated geography covers the United Kingdom, Germany, France, the Netherlands, Italy, Spain and other EU countries, 19 in total.

Clients and pricing Target verticals are PSPs, fintech, crypto, accounting and B2B payments. The enterprise API subscription is priced by the volume of calls and payments, so expected volumes are the main input for a quote.