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Riskified

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개요

Riskified is an e-commerce fraud prevention platform with a chargeback guarantee. Founded in 2012, it is listed on the NYSE under RSKD and operates from New York and Tel Aviv. According to the company, clients include Wayfair, Prada, Booking.com and Macy's.

Fraud and abuse products The main offer is a chargeback guarantee under which the company reimburses fraud chargebacks. Policy Protect addresses refund abuse, Account Secure targets account takeover, and the PSD2 TRA tool optimizes exemptions. A separate AI system tries to block serial refunders and chargeback abusers (item not received, wardrobing) at order or refund request, including professional refund services sold in Telegram.

Dispute management Dispute Resolve automates evidence compilation, pre-dispute deflection through RDR and Ethoca, multi-PSP centralization and CE 3.0 handling, so disputes from many acquirers go into one pipeline.

Fees and fit Pricing is a percentage of approved transactions, including chargeback insurance, or SaaS with a share of disputes won. Target sectors are enterprise e-commerce, fashion, luxury, travel, ticketing and gift cards, with global coverage.

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