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Mastercard Send / Mastercard Move

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개요

Mastercard Send / Mastercard Move is the Mastercard Move platform for instant P2P transfers and global payouts, combining Mastercard Send and the Cross-Border Services. It also draws on Mastercard's AI risk stack. The company was founded in 2015 for this line and is based in Purchase, New York.

Payments

Listed products are real-time push-to-card, cross-border account and mobile wallet payouts and P2P transfer rails. Mastercard states that funds reach more than 95 percent of bank and card accounts worldwide in real time, across 180+ countries and 150+ currencies.

Fraud screening

The risk side uses Brighterion Smart Agents AI, Decision Intelligence, NuData behavioural biometrics and merchant risk monitoring. According to Mastercard, it builds individual AI profiles for each cardholder, merchant and device. These tools are sold to acquirers, PSPs, banks and large enterprises under enterprise contracts.

Who it serves and pricing

Payment targets are PSPs, banks, iGaming, the gig economy and remittance. Pricing is a network tariff charged through an acquirer or aggregator, so rates depend on the intermediary and corridor.

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