개요
Lean Technologies is an open banking and instant account-to-account payments infrastructure, also known as Pay by Bank, serving the Middle East and North Africa. Founded in 2019, it is based in Riyadh with an office in Abu Dhabi. The company says it has raised more than 100 million USD from investors including Sequoia and General Catalyst.
Products
The listed products are instant A2A pay-ins, automated payouts, account verification, reconciliation and data aggregation. These cover both collecting money from customers' bank accounts and sending funds out.
Licensing and markets
According to the company, it is regulated by SAMA in Saudi Arabia and by ADGM in Abu Dhabi. Coverage is Saudi Arabia, the United Arab Emirates, Bahrain and the wider MENA region.
Who it suits
Target customers are fintechs, crypto exchanges, brokers, e-commerce and payment service providers. Lean is sold through an enterprise API subscription. Fees are not published, so businesses should ask which banks are connected in each country and what limits and settlement times apply.
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