Karza Technologies

Karza Technologies is an Indian provider of financial analytics, video KYC and in-depth KYB underwriting, now combined with Perfios. It was founded in 2015 and operates from Mumbai and Bangalore. The company describes the combined stack as the largest of its kind in India and the MENA region, and has reached unicorn status.

Products

The portfolio covers total KYB with ultimate beneficial owner discovery, video KYC, financial statement analysis, and fraud and mule account detection. The company counts more than 750 APIs across these functions.

Clients and geography

Target segments are banks, payment service providers, payment facilitators, lenders and insurers. Karza says it serves over 90 percent of banks and payment institutions in India. Stated coverage is India, Southeast Asia, the United Arab Emirates and Saudi Arabia, in more than 18 countries overall.

Terms

Contracts are enterprise-level and priced individually. A payment company comparing vendors would typically ask which checks are available per country, how company documents are sourced and what turnaround to expect for UBO mapping.