ClearBank

ClearBank is a clearing and infrastructure bank founded in 2015, with offices in London and Amsterdam. It operates through ClearBank Limited and ClearBank Europe N.V., and its registered London address is Level 27, The Broadgate Tower, 20 Primrose Street.

Infrastructure

ClearBank describes itself as a cloud clearing bank that gives PSPs, EMIs and crypto exchanges direct API access to Faster Payments, CHAPS, Bacs and SEPA. Key products are the Direct UK and EU Clearing API, virtual IBANs in large volumes, safeguarding accounts and Confirmation of Payee. It also lists operating and client accounts, settlement and embedded banking.

Regulated crypto platforms

The bank openly publishes services for regulated crypto platforms. Its European Digital Asset Rails links bank payments with the issuance and redemption of Circle stablecoins, without ClearBank holding the crypto-assets itself.

Clients and markets

Target segments include fintechs, banks and financial institutions, EMIs, PSPs, crypto exchanges and neobanks. The geography is the United Kingdom and the European Union, and the commercial model is an institutional banking contract. Account types, currencies and deposit-protection details vary by entity.