Belvo

Belvo is an Open Finance and direct bank-payment initiation infrastructure for Latin America, covering Pix, AutoPix, PSE and SPEI. It was founded in 2019 and has offices in Mexico City and Sao Paulo.

Products The company lists Pix and biometric Pix initiation, PSE and SPEI account-to-account payments, account aggregation, employment and tax data, and risk signals.

Regulation Belvo states that it is authorised by the Central Bank of Brazil as a payment initiator (ITP) within the Pix ecosystem.

Markets and customers Stated coverage is Brazil, Mexico and Colombia. Target verticals are PSPs, banks, lending, e-commerce, crypto and iGaming.

Commercial model Belvo charges an enterprise API subscription plus a fee per operation. Per-operation rates are not published and depend on the scheme and volume.

The company is oriented to businesses that need to move money through local rails rather than cards, and its authorisation as an ITP is the main regulatory point for the Brazilian market. Rail availability differs by country.