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Zoho Payments

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개요

This is a payment aggregator operating in India and the US. It accepts online payments via UPI, bank cards and net banking.

Payment methods

  • UPI: India's instant payment system, where the customer confirms the transfer in a banking app and the money arrives immediately;
  • Cards: debit and credit cards;
  • Net banking: paying straight from an account through the customer's online bank.

For an Indian audience, this set covers the most familiar ways to pay online.

How the aggregator works

An aggregator connects the seller to all methods through one contract and one integration, collects customers' money and passes it to the merchant. Refunds, reports and reconciliation sit in one place, so a small business does not have to deal with each bank separately.

Coverage

  • India;
  • United States.

The contracting party is Zoho Payment Technologies Private Limited.

Terms

Fees, settlement timing and limits are not listed; they are shared during onboarding. Indian aggregators usually review the website and company documents before activation, so prepare them in advance.

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