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SpotOn

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개요

SpotOn is a US payment processing provider for restaurants, retail shops and service businesses. It combines in-store acceptance, a virtual terminal and invoicing.

Methods and tools

  • cards;
  • Apple Pay and Google Pay;
  • virtual terminal — taking payment from card details without a physical device, for example over the phone;
  • invoicing — the customer receives a bill and pays remotely.

Pricing

Prices are published openly. For the small business package they are:

  • terminal — USD 25 per month, hardware — USD 240;
  • in-person card payment — 2.45% + USD 0.15;
  • American Express — 3.19% + USD 0.15;
  • manually keyed card — 3.45% + USD 0.15.

These are the terms of one specific plan, and other packages may differ. The gap between in-person and keyed payments is noticeable, so if you take many phone orders, work out the total cost.

Who it is for

Restaurants, cafes, shops and service companies in the US that want one provider for the till, remote payments and invoices.

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