개요
Spice Money is an e-wallet and payment service for businesses in India. The company gives retail outlets the tools to offer basic financial services: transfers, bill payments and cash withdrawals.
Services
- Prepaid wallet (PPI) — an electronic instrument that holds funds for payments and transfers; in India such wallets are regulated as a separate type of payment instrument.
- Bill payments — utilities, telecoms and other regular bills.
- Money transfers — sending money to bank accounts.
- AEPS (Aadhaar Enabled Payment System) — biometric transactions using the national Aadhaar ID: a customer withdraws cash or checks a balance by confirming identity with a fingerprint.
Who it is for
The service suits small shops and agents that want extra income from financial services for their customers. Demand is highest where bank branches are scarce and people have an account but no easy way to use it.
Coverage and legal entity
The market is India. The operator is Spice Money Limited. Agent commissions and onboarding requirements are not listed here.
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