개요
Shift Financial Services is an international money transfer and cross-border payout service. Recipients can receive funds into a bank account, as cash, to a mobile money wallet or onto a card.
Payout options
- Bank transfer — credited to the recipient's account
- Cash pickup — collected at a partner location
- Mobile money — a top-up of the mobile wallet
- Card payouts — sent to a bank card
This choice matters in countries where many recipients have no bank account but do have a mobile wallet or access to pickup points.
Channels and integration
- The Shift Wallet app for consumers
- An API for businesses embedding transfers or mass payouts into their product
- An agent network for cash-in and cash-out
The company also runs a partner programme, with terms shared on request.
Regulation
According to its website, the company is an FCA Authorised Payment Institution (FRN 707134).
Who it suits
The service is useful for platforms paying contractors abroad, companies with overseas staff and migrants sending money home to family.
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