개요
Pine Labs is a payment aggregator and gateway in the Indian market. The company helps businesses accept cashless payments from customers in India.
How an aggregator works
A payment aggregator signs agreements with banks and payment schemes in its own name and onboards merchants under them. The seller does not need its own merchant account or separate talks with each bank: one integration and one contract with the aggregator are enough. The gateway handles the technical side, passing payment data securely and returning the result to the shop.
The Indian market
In India, payment aggregators are regulated by the Reserve Bank, so working with a local aggregator makes it easier to meet data storage and settlement requirements.
Legal entity
The operator is Pine Labs Limited.
What to request
Payment methods, pricing and integration options are not published. Ask the company for:
- the list of supported payment methods;
- rates and settlement times;
- API and plug-in documentation;
- terms for your industry.
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