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PhotonPay

PhotonPay

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개요

PhotonPay is a payment system founded in 2015. It gives businesses a global account for receiving funds and moving them out via bank transfers, SEPA, SWIFT and PayPay.

Methods

  • bank transfers, including local ones;
  • SEPA, euro transfers within Europe;
  • SWIFT, international wires;
  • PayPay, a popular Japanese mobile wallet.

Coverage

Asia (Hong Kong, China, Singapore, Malaysia, Thailand, Indonesia, Vietnam, India), the Middle East (UAE), Europe (UK, Poland, Czech Republic) and the Americas (US, Canada, Brazil).

Fees

  • receiving funds into the global account — 0.3%;
  • withdrawal to a wallet — 2% + 2 USD;
  • local transfer — 3 USD;
  • SWIFT (SHA) — 15 USD;
  • SWIFT (OUR) — 45 USD.

With SHA, intermediary bank charges are split between sender and recipient; with OUR the sender pays them all, which costs more but delivers the full amount.

Photon Dance Limited, Hong Kong.

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말레이시아미국베트남브라질싱가포르아랍에미리트영국인도인도네시아중국체코캐나다태국폴란드홍콩(중국 특별행정구)

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