개요
Payment Savvy is a merchant services company that sets up card and ACH processing for businesses in difficult industries. It openly states that it works with high-risk merchants.
Methods
- Bank cards — online and in-store acceptance.
- ACH — US bank transfers and account debits, handy for subscriptions and larger tickets.
High-risk focus
High-risk usually means industries with many refunds and chargebacks or with regulatory restrictions. Banks often turn such companies down, so they look for providers that specialise in this segment. The company positions itself that way, but approval of any specific business depends on review.
Terms
- No setup fee, according to the company.
- Processing rates, reserves and settlement timing are not published and are quoted after underwriting — a review of the business, its sales history and refund levels.
For a merchant in a tricky niche, this is a reason to apply and get an offer without upfront costs.
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업무 형태
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