개요
Pay10 is a payment aggregator and gateway operating in India. The service collects payments from buyers and settles revenue to the merchant, sparing it separate contracts with every bank.
Aggregator versus gateway
A gateway handles the technical transfer of payment data. An aggregator takes on the contractual side: it onboards the merchant under its own infrastructure and handles settlement. This provider combines both roles, so small and mid-sized businesses do not have to assemble a solution from several pieces.
The Indian market
In India, payment aggregators operate under central bank supervision, and buyers pay heavily through local instant transfer systems and wallets as well as cards. A local aggregator understands these habits and the merchant requirements.
What to confirm before onboarding
The exact methods, pricing, settlement timing and onboarding documents are not published in detail. Ask the provider about them before integration, stating your industry and expected volume.
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