개요
Pay Theory is a US payment facilitator (PayFac) focused on accessible online payments. It embeds payment acceptance, invoicing and recurring billing into software used by organisations that serve families.
Industries
- education, including schools, clubs and private learning centres;
- healthcare;
- childcare, such as nurseries and daycare providers;
- SaaS platforms for family services.
What accessible payments means
Accessibility means any parent or patient can complete a payment, including people with visual or motor impairments. For schools and medical providers this is often a requirement rather than a nice-to-have.
Embedded PayFac
The company onboards end clients under its payment facilitator model, so a vertical software vendor can offer payment acceptance inside its own product. The platform gains a revenue line, and its users avoid a separate acquiring contract.
Terms
The company operates in the United States. Pricing and onboarding steps are agreed with each platform individually.
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