Nigeria: bank transfers via Opay and Palmpay, 3.5% pay-in

A provider offers Nigeria bank transfer acceptance, including the PayAttitude, Opay and Palmpay services. The customer pays a deposit by transfer from their account or a fintech app, without a bank card. The offer for iGaming and Forex appeared in July 2026.

Methods - PayAttitude: payments linked to a phone number and bank account; - Opay and Palmpay: popular fintech apps for transfers and payments; - standard bank transfer.

Fees - pay-in: 3.5%; - pay-out: 2% plus ₦100 per payout.

Integration Connection is via API or H2H. Both options assume the payment flow is built into the merchant's interface, with data exchanged directly between servers.

Settlement Settlement is in USDT on the third day after the transaction (T+3), with 1.5% deducted. Factor T+3 into liquidity planning: player payouts often move faster than settlement arrives.

Who it suits The offer fits projects with a Nigerian audience. A 3.5% pay-in and a 2% pay-out keep costs under control, and the fixed ₦100 per withdrawal hardly matters on medium and large amounts. Having several popular services at once raises the share of successful payments, since customers pick the one they already use. Amount limits are not stated and are discussed when connecting.