개요
InstiFi is a payment aggregator and gateway operating in India. The service belongs to Instanow Info Systems Private Limited and lets merchants accept online payments through a single connection, without signing separate contracts with acquiring banks.
What an aggregator and a gateway do
- Gateway — the technical side: the payment form on a website or in an app, and passing transaction data to the bank.
- Aggregator — the financial side: customers' money lands in the aggregator's account and is then paid out to the merchant.
In India such companies operate under the central bank's rules for payment aggregators, so a small business can start accepting payments faster than through direct bank acquiring.
Who it is for
The solution suits Indian online sellers, services and platforms that want one provider for collecting payments from customers within the country.
What to clarify
Payment methods, rates, payout timing and integration format are not listed on the card. When applying, ask for the list of supported methods (cards, UPI, net banking) and the rate card.
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