개요
ICICI Bank / eazypay is a payment gateway and set of payment services from an Indian bank, offered under the eazypay brand. The service operates in India.
A bank-run gateway
When the bank itself provides the gateway, the merchant gets payment acceptance and a settlement account from one provider. Funds arrive without an intermediary aggregator, and the contract is signed directly with the bank. The trade-off is a more formal onboarding process with checks of company documents.
The Indian market
Indian buyers pay cashless at scale, and payment regulation in the country is strict. For a business registered in India, a bank gateway is therefore one of the basic ways to add online payments.
What to clarify
Payment methods, pricing, settlement times and integration format are not listed. When contacting the bank, ask:
- which payment options buyers can use, such as cards, UPI or net banking;
- whether there is an API and ready-made website modules;
- what the fee is and how quickly money reaches the account;
- whether a current account with this bank is required.
The answers help compare the offer with non-bank aggregators.
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