개요
Host Merchant Services is a US payment provider operating as an ISO: the company connects businesses to payment acceptance online, at the point of sale and via invoices.
What an ISO is
An ISO (Independent Sales Organization) recruits and supports merchants on behalf of acquiring banks. The merchant gets service and support from the provider, while settlement runs through the partner bank.
Methods
- Cards, online and on a terminal.
- ACH, US bank debits that suit recurring payments and B2B.
- eCheck, an electronic check that debits the buyer's bank account directly.
Who it is for
The core focus is standard processing for regular businesses, including e-commerce. The company also accepts elevated-risk merchants, but serves them through other partners rather than on its own terms. Such businesses should ask early who the acquirer will be and what rates and reserve apply.
Coverage and terms
The company operates in the United States. Pricing is not published in the listing; a request should include volume, average ticket and sales channels.
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